Home & Family FinanceTM Radio
"It's your home; it's your money;
it's your future."
Welcome to Home & Family Finance™ Radio, a weekly one-hour program of helpful information and advice on the consumer finance issues
most important to you--retirement, education, budgeting, buying a home, and much more! Each week host Paul Berry talks to consumer and
money experts with an emphasis on what it all means to you.
We want to hear from you, too. Email your questions to Paul at HFFradio@creditunion.coop.
Home & Family Finance airs Sundays at 3:00 p.m. Eastern on the Radio America network, and is presented by
America'’s Credit Unions and CO-OP Network, the national credit union ATM network.
America's credit unions and the Credit Union National Association express their appreciation to our program's national sponsors:
|
Happy 35th Birthday, Barcode!:
June 28, 2009 - The barcode is poised for revolutionary additions to help consumers! Seriously! Blogging as Tightwad Tod,
Tod Marks, senior editor of Consumer Reports, has the scoop and a look back at the early days of the dash, slash, dash, dash
funny-looking lines that translate into product information. What is on the horizon for the barcode? What’s the connection with
salmonella scares from produce of unknown origins? Will the barcode be akin to the micro-chip one day, and as we enter this world,
will the obstetrician’s hand mark be joined by a barcode on our little bottoms?
Listen on-line or
download the mp3 file
$8,000 Tax Credit for First Time Homebuyers:
June 28, 2009 - What a way to celebrate National Homeownership Month! Guest Jerry Howard, President and CEO of the
National Association of Home Builders, says the government’s economic stimulus package contains a great deal for qualified
homebuyers. First time homebuyers are eligible for a tax credit for 2009 home purchases! The news is exciting and presents
a welcome shot in the arm.
Listen on-line or
download the mp3 file
Operation False Charity:
June 28, 2009 - David Horn is a lawyer with the Federal Trade Commission (FTC), who sues companies that deceive consumers.
This time it’s phony charities that appear to support (among others) veterans, firefighters, and other service providers – BUT DON’T!
Recently, the FTC was joined by 49 states in bringing 76 actions against fraudulent solicitors nationwide. Don’t be fooled by “the
pros;” listen to Dave’s warning signs, so you don’t throw away your hard-earned dollars on what you think is a good cause, but is only
a ruse to steal your money.
Listen on-line or
download the mp3 file
Surprise Travel Packages: Are Bundled Vacation Deals a Bargain? :
June 28, 2009 - If getting a good bargain on a vacation package is your goal, you will have to do some work. If money is no
problem, have somebody do the work for you. Oh, you’re not in that group? Back to “do your homework.” Guest Sue Perry, deputy editor
of ShopSmart, from the publishers of Consumer Reports, clues us in on steps you can take to find good value for your next trip. Many
online companies combine airfare, hotels, rental cars, and other add-ons like spa services or golf outings. To get the best value in a
bundled travel package, you need to: price it; comparison shop; consider the value of extras (transfers, golf outings, etc.); check the
providers’ own sites; and visit DealBase.com. Why visit DealBase.com? We can’t tell you everything or you wouldn’t listen to the interview!
We’ll tell you one thing: the tips in this interview will save you money.
Listen on-line or
download the mp3 file
Your Questions Answered:
June 28, 2009 - Go green with your finances; money saving tips that keep your pet happy and healthy; senior discounts
Listen on-line or
download the mp3 file
|
|
Power Through Credit Card Debt:
June 14, 2009 - Get rid of your credit card debt as quickly and efficiently as you can. Every day costs you more money.
Susan Tiffany, director of personal finance information for adults with the Credit Union National Association (CUNA), tells how
you can slash through your debt to get on the road to financial freedom.
Listen on-line or
download the mp3 file
1,001 Things They Won’t Tell You: An Insider’s Guide to Spending, Saving and Living Wisely:
June 14, 2009 - Buyer beware. Based on the column in SmartMoney, The Wall Street Journal Magazine, this book, from
Editor in Chief Jonathan Dahl, is packed with insider secrets and expert knowledge that show you how to take control and manage
your money, your health, your material well-being. In all, it covers the top ten things they won’t tell you, covering 100 businesses
and professions that readers interact with daily. What is it they don’t want you to know? Nursing homes: We're careless about the
drugs we give out. Veterinarians: Vaccinating your pet may do more harm than good. Tax preparers: What are my qualifications? Well,
I'm real good at Sudoku. Cruise lines: Our engines break down all the time. Plastic surgeons: I trained a whole weekend to learn this
procedure. In addition to outlining exactly what you don’t know, but need to, it arms you with insights, tips, and techniques to make
each of you a savvier, smarter consumer.
Listen on-line or
download the mp3 file
Provisions of the Credit Card Act of 2009:
June 14, 2009 - “When President Obama signed the Credit Card Act of 2009 in May, it was the most sweeping change to hit the
industry since the first 60,000 credit cards were dropped in California mailboxes 50 years ago.” The changes go into effect in seven
months. Pamela Banks, who is a policy attorney with Consumers Union’s Washington, DC office, talks about what is in the new law and
the changes you can expect to see from your credit card provider.
Listen on-line or
download the mp3 file
Sweeping Change In Credit Card Rules: How They Affect You:
June 14, 2009 - The most significant changes EVER to hit the credit card industry go into effect in a matter of months.
What does that mean to you and for your future business relationship with your credit card provider? Adam Levin, founder and
chairman of Credit.com, shares his knowledge and insights with host Paul Berry in this lively conversation you won’t want to
miss—after all, don’t you want to know that something is getting better for you in the world of finance?
Listen on-line or
download the mp3 file
Your Questions Answered:
June 14, 2009 - Auto Insurance Coverage; Erase Your Debt & Debt Settlement Scams; and Medicare & Nursing Home Stays
Listen on-line or
download the mp3 file
|
|
Are We There Yet? Are We There Yet? Are We . . .Fuel Efficiency Tips for Your Summer Road Trip:
June 7, 2009 - Find out how many hundreds of dollars you can save at the gas pump by taking a quick quiz on the interactive
website, www.drivesmarterchallenge.org. Kateri Callahan, president of the Alliance
to Save Energy in Washington, DC, has great tips for planning your trip, maintenance tips and smart tips during your trip.
Listen on-line or
download the mp3 file
Making the Golden Years Golden: Sources of Information to Guide You In Making the Right Decisions for Living Better, Healthier,
Independently, and Stress Free :
June 7, 2009 - Practicing in New York, Dr. Eva Mor, an epidemiologist and specialist in gerontology and health-care management,
has a comprehensive guide to aging well. Her new book, and her web site, has a very useful state-by-state list of agencies and
organizations that provide assistance over a broad spectrum of needs. Care givers will also find this a helpful resource.
Listen on-line or
download the mp3 file
The Spy in Your SmartPhone:
June 7, 2009 - George Orwell may not have dreamed this one! Yes, a SPY! And your SmartPhone (BlackBerry, etc) service provider
is in cahoots with marketers and ad agencies to find out as much as possible as they can about you with every key you strike, phone call
you make, and web site you visit. Why? To customize ads and messages you receive, based on the data they have stored on you. Worried about
your privacy? Feel vulnerable? Thinking, “What other reasons might any organization or company have in the future to develop a file on
me based on who I talk to or what I look for on the Internet?” Well, geez, seriously, do you think that’s really a problem? Amina
Fazlullah, a staff attorney specializing in media, technology, and digital consumer rights at the U.S. PIRG (Public Interest Research Group)
in Washington, DC, thinks there is plenty to be concerned about. U.S. PIRG and other consumer advocate organizations are asking the
government for increased oversight and disclosure of the uses of data mining.
Listen on-line or
download the mp3 file
There’s Another Bernie Madoff After YOUR $$! Recession Puts You at Increased Risk of Being Duped by Pyramid/Ponzi Schemes:
June 7, 2009 - Sad, but true, crooks don’t lose their jobs, but maybe you have. Perhaps you have lost money in stocks, the
value of your home has plummeted or you find it harder and harder to meet your financial obligations. What you need is more money.
Well, hello “Work from Home” deal! Think you can spot a scam or have you just been offered a legitimate multi-level marketing job?
Sally Greenberg, the executive director of the National Consumers League in Washington DC, shares tips on what you should look for and
who you should contact if you’ve been approached to join, or have lost money to, a pyramid scheme. There’s more you won’t want to miss.
Don’t let desperate times lead you make desperate decisions about your money; that’s what the wolves at your door count on.
Listen on-line or
download the mp3 file
Your Questions Answered:
June 7, 2009 - - Roof-top luggage carriers and gas mileage; income tax and your 401(k) contributions; and Fannie or Freddie—do
they hold your mortgage?
Listen on-line or
download the mp3 file
|
|
REBROADCAST OF EARLIER SHOW
Five Tips If You Are Falling Behind On Car Payments:
May 31, 2009 - Times are tough and budgets feel the squeeze of higher prices for such things as food and gasoline. Surveys
show pay increases have not kept pace with rising costs. If you’ve been robbing Peter to pay Paul, and have trouble making your monthly
car note, guest Eric Hoffman, a spokesman for AWARE (Americans Well-informed on Automobile Retailing Economics) in Washington, DC, has
solid advice that will help you keep your wheels.
Listen on-line or
download the mp3 file
Intergenerational Wealth Planning: New Ways to Handle an Age Old Process:
May 31, 2009 - Estate planners and finance managers are using technology more frequently to convey clients’ wishes, messages
and intent to their heirs. Videotaping the clients’ message is one tool guest Eric Aanes, founder and president of Titus Wealth Management
in San Mateo and Larkspur, California, employs. Tape makes sure nothing is lost in its delivery and this personal message often has a
profound impact on those who receive it.
Listen on-line or
download the mp3 file
Financial Fitness: More Than a Good Credit Score:
May 31, 2009 - The median amount of credit card debt individuals carry is $6,600 -- or 14 percent of the U.S. median household income
of $48,200 in 2006. Total U.S. consumer debt stands at $2,558 trillion dollars. In march (the most recent data available), the personal saving
rate in the United States was 0.2 percent of income -- a figure that easily could be negative if saving was financed by borrowing. Guest Brad
Stroh, co-founder and CEO of Bills.com in San Mateo, California, says Americans' collective financial IQ is
low, but individuals are starting to take responsibility for their financial future. Brad contends we're moving beyond just the credit score to
deeper knowledge and encourages
consumers to continue using the right financial practices.
Listen on-line or
download the mp3 file
10 Techniques to Manage Your Personal Cost of Living:
May 31, 2009 - “We are totally in charge of our ''personal price index'', states Kathy Kristof, senior writer, Los Angeles Times.
Kathy shares 10 easy steps to improve your personal cost of living. Among these: appeal your property tax; shop for life insurance; and use
reward cards. That’s only three suggestions, so you’ll want to listen to the others. Kathy Kristof’s personal finance column appears in more
than 50 major newspapers (she was chosen to replace the legendary Sylvia Porter). Kathy is also the author of Investing 101, released just
this past week
Listen on-line or
download the mp3 file
Your Email Questions Answered:
May 31, 2009 - Summer travel and identity theft; filing for bankruptcy—other choices: Your Questions Answered
Listen on-line or
download the mp3 file
|
|
SPECIAL MEMORIAL DAY SHOW
Memorial Day
May 24, 2009 - Memorial Day stands for more than baseball, bar-b-ques, and the unofficial start of
summer. It is the day on which Americans honor the men and women of our Armed Forces who have died protecting
our country and its liberties. Tim Holbert, program director of the American Veterans Center in Arlington,
Virginia joins host Paul Berry to talk about the National Memorial Day Parade, absent for 70 years, in
Washington, DC.
Listen on-line or
download the mp3 file
Department of Defense Financial Challenge Road Show
May 24, 2009 - The Department of Defense developed the Financial Challenge Road Shows to support
military installations’ existing personal financial programs by educating and providing additional resources
for all military members and families to improve their financial readiness. Two guests described the programs,
goals, curriculum and outcomes with host Paul Berry: Arty Arteaga, president, Defense Credit Unions Council,
Washington, DC; and U.S. Navy Commander David A. Julian, CDR OSD PR, director of the office of Personal Finance
and Transition, Department of Defense, the Pentagon, Arlington, Virginia.
Listen on-line or
download the mp3 file
Money and Mobility a Publication for Military Personnel and Families
May 24, 2009 - The FINRA Foundation conducts a series of innovative programs to expand the saving
and investing knowledge of military servicemembers and their spouses. Money and Mobility is a resource especially
helpful to military servicemembers in making smart financial choices during a Permanent Change of Station (PCS)
move. Money and Mobility information is online, hard copies can be found on military bases or you can email guest
John Gannon, senior vice president for investor education and president of the FINRA Investor Education Foundation
with the Financial Industry Regulatory Authority (FINRA), in Washington, DC, for a copy at
john.gannon@finra.org
Listen on-line or
download the mp3 file
Troops Against Predatory Scams (TAP$).
May 24, 2009 - If you have ever seen a military base in the U.S., you will notice that situated in the
same neighborhood are pay day lenders, check cashers, rent-to-own stores, car title lenders, and other businesses
often described as predatory in their practices. Did you know that our servicemembers are one of the prime targets
of these companies that charge exorbitant interest rates? Andrew Roth, director of education and outreach with the
California Department of Corporations, based in Sacramento, leads the education program TAP$, which provides investor
protection information to military servicemembers, veterans and their families to help raise awareness about fraud and
scams aimed at the military, such as these predatory lending practices. TAP$ works with other agencies across the nation,
so similar services are available outside of California. Andrew explains the work of these groups and how you can find
assistance.
Listen on-line or
download the mp3 file
Questions & Answers
May 24, 2009
What you should know BEFORE signing a lease to rent a home; subscription magazine scams; and HELP! I bought too much car—what to do?
Listen on-line or
download the mp3 file
|
|
TAPED BEFORE A LIVE AUDIENCE AT THE GEORGIA CREDIT UNION AFFILIATES ANNUAL CONFERENCE IN SAVANNAH
Build a Savings Plan That’s Right For YOU
May 17, 2009 - When you are not yet a saver, getting started can seem daunting. Even the simplest questions
need answers before you take those first steps toward making saving a natural part of you life. Fortunately, Skye
Tyler, the education coordinator of the Consumer Credit Counseling Service in Savannah, Georgia, has answers to:
Why is it important to have savings? How much savings should I have? Where should I keep my savings? How can I save
money when money is already tight? Her answers will help you take your first step toward building a savings plan
that is right for you.
Listen on-line or
download the mp3 file
What to Do If You Need Foreclosure Counseling or Debt Management and Credit Counseling
May 17, 2009 - “One of the first things to do is stop being embarrassed about needing help,” says John
Willis, president of the Consumer Credit Counseling Service of Savannah, Georgia. To do nothing will not help.
Do not pay anyone first (or “up front”) before they provide any service. It could be a scam to take what little
money you do have. There are many organizations with free or low-cost help. The government has passed measures
this year to provide assistance with foreclosure counseling. There are approved counseling services listed for
your area on the site for the Department of Housing and Urban Development (HUD). John also sheds light on the
differences between debt settlement and debt management services, the benefits of debt management programs and
much more.
Listen on-line or
download the mp3 file
Know These Signs of Foreclosure Rescue Scams and Credit Repair Scams
May 17, 2009 - – All together now, “If it sounds too good to be true . . .” The economic down-turn has
made more people vulnerable to criminals who promise to save your home from foreclosure or improve your credit
rating. They’re slick; they’re sweet-talkers. Don’t listen! They will have you pay them and you will get
nothing—nothing—for your money. Michael Liggins, a senior investigator and computer fraud specialist with the
Federal Trade Commission’s Atlanta, Georgia office, has heard and seen it all. Pay close attention to his advice
in this discussion with host Paul Berry. Michael says there is much you can do for yourself when you know where
the information is.
Listen on-line or
download the mp3 file
Questions from audience
May 17, 2009
Listen on-line or
download the mp3 file
|
|
Credit Unions: Alternatives to Banks
May 10, 2009 - If you don’t know how great credit unions are after you listen to this interview with
Eric Porter, EVP Business Development and Marketing with Co-op Financial Services, listen one more time. These
member-owned and governed, not-for-profit financial cooperatives have a lot going for them—great service, low
to no fees, shared branching, check imaging, self-help kiosks, low to no fee ATMs. Eric will have you thanking
your lucky stars that Filene made that trip to India!
Listen on-line or
download the mp3 file
Personal Finance for Military Families Booklet
May 10, 2009 - A colorful cover design beckons, “Pick me up!” From there, the reader is hooked and
rewarded with sound financial information on: strategies before deployment; financial fraud; investing for the
future; smart home-buying tactics; transition back to civilian life; and much more. This booklet was written by
Kim Lankford, author and contributing editor of Kiplinger’s Personal Finance Magazine and columnist for
Kiplinger.com. It was also the project of Holly Petraeus, who heads up the Council of Better Business Bureaus’
BBB Military Line program. Both Kim and Holly are military spouses with firsthand knowledge of the financial
strategies, rules and resources for military families that are often very different from those for civilians.
Listen on-line or
download the mp3 file
Tax Credits for Homeowners Making Energy-Efficient Home Improvements Extended Through 2010
May 10, 2009 - Ronnie Kweller, the deputy director of Communications with the Alliance to Save
Energy, in Washington, DC, knows if you’re going to take advantage of these tax credits, and make wise
selections of energy saving home improvement items, you’ll need some time to shop around. After all,
you want appliances or replacement windows that you’ll be happy with for many years. Don’t “buy in haste,
regret at leisure.” What do you need to do to receive this tax credit, how much might you receive and what
products are eligible? Ronnie explains that and more.
Listen on-line or
download the mp3 file
Broadband: If You Build It, Will They Log On?
May 10, 2009 - Among the main reasons respondents to a 2008 Pew Internet and American Life Project survey
gave for not subscribing to broadband were that service fees and computers were unaffordable and that respondents
did not see Internet content as relevant to their lives. Investment in broadband has become part of the broader
discussion about President Obama's economic stimulus package. How easy will it be to increase the pool of broadband
subscribers or to encourage existing ones to upgrade their connection speeds? What can we say about the barriers
individuals face in adopting broadband at home? Will this recession affect the growth of broadband use? John Horrigan,
PhD, associate director for research for the Pew Internet & American Life Project, has studied broadband internet use
and shares his findings and opinions with host Paul Berry.
Listen on-line or
download the mp3 file
Questions from audience
May 10, 2009 - Ways older workers can recoup significant investment losses; Truth-in-Lending Statements; Universal Design for Homes
Listen on-line or
download the mp3 file
|
|
SPECIAL HOME & FAMILY FINANCE RADIO SHOW FROM THE OHIO CREDIT UNION LEAGUE ZENITH 09 CONFERENCE
Teen Entrepreneurs Starting Businesses
May 3, 2009 - With unemployment on the rise, many adults are accepting jobs traditionally held by younger
people, including teens. Teens are dusting off their thinking caps, rolling up their sleeves and starting niche
businesses – everything from making and selling barrettes to selling web-page designs online. Laura Busque, outreach
manager with the Ohio Credit Union League, discusses the growth and pitfalls of teen start-ups. There is an increase
in resources for teens, including universities opening entrepreneur centers, and of course, the terrific Biz Kid$
program on PBS. It’s the fun, fast-paced program designed to entertain, engage, and elevate middle school students’
knowledge about money.
Listen on-line or
download the mp3 file
Home Mortgage Foreclosures—What YOU Can Do
May 3, 2009 - Jim Rokakis, Cuyahoga County (Cleveland area) Treasurer, recognized the perils of predatory
lending and took an early leadership role in combating the foreclosure crisis. Jim spearheaded passage of legislation
to attack the issue on many fronts, streamlining the foreclosure process for abandoned properties, and creating a
county land bank to facilitate economic and neighborhood development. He engaged in many similar endeavors and shared
his perspective with host Paul Berry. Jim not only talked about the causes and development of the home mortgage
debacle, he addressed what can be done going forward to make sure this crisis doesn’t happen again.
Listen on-line or
download the mp3 file
Go Green--Save Money--Save the Planet
May 3, 2009 - Have you considered budgeting and tracking your energy usage. Bill Eger, energy manager
in the Office of Sustainability with the City of Cleveland, has. In this interview, Bill will guide you through
the process of conducting a do-it-yourself energy audit, how to save water and money, and why buying and eating
locally is good for the consumer, the producer and the environment.
Listen on-line or
download the mp3 file
Questions from audience
May 3, 2009
Listen on-line or
download the mp3 file
|
|
COUPLES & MONEY – REBROADCAST FROM AN EARLIER DATE
Pre-Nuptial Agreements
April 26, 2009 - What’s in one? Do you need one? Do you want one? Katherine Stoner, author, educator, attorney
and partner of Stoner-Welsh in Pacific Grove, California, covers this and the do’s and don’ts of writing a fair and
lasting prenup.
Listen on-line or
download the mp3 file
Divorce: Separating Your Lives AND Your Credit
April 26, 2009 - A divorce decree does not separate joint credit accounts. If your ex-partner then fails to
pay, your credit history is damaged. So, what do you do and what do you do if the company won’t remove one party of
responsibility? Difficult divorce and difficult ex? “If you start playing the spite game and running up charges to
punish the other, both of you may suffer bad credit,” advises guest Maxine Sweet, vice president of public education
with Experian, located in Allen, Texas.
Listen on-line or
download the mp3 file
Military Couples and Personal Finance
April 26, 2009 - It’s probably even more important for military couples to have their finances in order than
it is for civilian couples. Being financially responsible and maintaining a good credit rating is even more important
for military personnel because it could affect security clearances – and your job. Military families move often and
there is deployment to consider. All of this brings special considerations to bear: do you buy or rent, what about the
spouse’s job, where do we turn for help? Karen Jowers, a staff writer for Military Times, talks about special pays and
tax advantages, power of attorney, resources for military families, and more.
Listen on-line or
download the mp3 file
| Additional Resources: |
Military One Source
(User ID: military; Password: onesource), or (800) 342-9647
From overseas, call (800)3429-6477, or overseas collect 1-484-530-5908 |
Estate Planning
April 26, 2009 - If you're faced with wrapping up the affairs of a loved one who has died, you may feel
overwhelmed by all the work ahead -- especially when you're grieving. But with the right legal and practical information,
you can do it. Each couple needs separate wills, but are they expensive and do you have to hire a lawyer? Does all your
property go through my will? What estate planning steps should we take? Do we need a trust and what about estate tax?
Did you know that you can pass $2 million without incurring tax? It’s guest Mary Randolph’s job to know. She answers
these important questions for any couple planning for the future needs of their loved ones. Mary is an attorney, author,
and vice president of editorial, with NOLO, in Berkeley, California. NOLO is the nation's oldest provider of legal
information for consumers and small businesses.
Listen on-line or
download the mp3 file
|
|
Military Homeowner’s Assistance Program
April 19, 2009 – Lost money selling your home? In the military? HAP (Homeowner’s Assistance Program) can help ease
your money woes if you qualify. Katie Savant, deputy director of government relations with the National Military Families
Association in Alexandria, Virginia, lays out what HAP covers—the who, what, when & why. Get the facts. Listen now.
Listen on-line or
download the mp3 file
Fueling Fair Practices: A Road Map to Improved Public Policy for Used Car Sales and Financing
April 19, 2009 – Ever get ripped off buying and financing a used vehicle? John Van Alst, an attorney at the National
Consumer Law Center in Boston, tells what is needed to provide better consumer protection.
Listen on-line or
download the mp3 file
Individual Development Accounts (IDA) – A Savings Account for You?
April 19, 2009 – Leigh Tivol, senior program manager with CFED – Expanding Economic Opportunity—in Washington, DC,
explains what an IDA is, how you qualify for an IDA, and how you can start saving now.
Listen on-line or
download the mp3 file
Coping With Change When Your Spouse Dies
April 19, 2009 – It will be easier to get your documents together before you need them. How many copies of a death
certificate do you need? How do you apply for benefits to create cash flow? Susan Tiffany, director of personal finance
information for adults in the Center for Personal Finance with the Credit Union National Association (CUNA), has the answers
and delivers practical advice on which you can depend.
Listen on-line or
download the mp3 file
| Additional Resources: |
Home & Family Finance Resource Center
Social Security Administration: 800-772-1213
National Archives, Request Copies of Military Personnel Records: 866-272-6272 or online
Veterans Administration: 800-827-1000, VA benefits, death benefits; 877-294-6380, pension payments to beneficiaries; or 800-669-8477, life insurance benefits
Internal Revenue Service, 800-829-1040; what about taxes? Estate taxes? |
Your Questions Answered
April 19, 2009 – Money Smart Things to Do With Your Income Tax Refund; Identity Theft; Three Ways to Waste Money on a Car
Listen on-line or
download the mp3 file
|
|
REBROADCAST OF EARLIER SHOW
Think ‘Future’ When Starting a Business
April 12, 2009 – Why would anyone start a small business during a recession? Guest Susan Tiffany, director of personal
finance information for adults in the Credit Union National Association Center for Personal Finance, says many people are looking
for new opportunities now because they’ve lost a job or have a long-held dream to be a business owner. Either way, you have to
start by asking yourself a lot of questions—and then be satisfied with the answers, if you’re going to make a go of it. The
questions and answers may surprise you—is there a new business in your future?
Listen on-line or
download the mp3 file
Sustainable Homeownership: Future Role of Government
April 12, 2009 – The Center for Responsible Lending (CRL) contends that today’s foreclosure epidemic resulted from the
legal mass marketing of dangerous loan products and systematic overcharging of vulnerable consumers. The consequences are hurting
everyone and the housing crisis has set the entire country back as we deal with the spillover effects of reduced property values,
lost jobs, and devastated communities. Lisa Ransom is vice president of federal affairs with the CRL, joins host Paul Berry to
discuss the role of government in sustainable homeownership.
Listen on-line or
download the mp3 file
Low-Income and Minority Financial Services Concerns
April 12, 2009 – Free and low-cost credit counseling, often provided by non-profit organizations, can throw a life-line
to people experiencing financial difficulties. Stephanie Bittner, consumer credit counselor, and NFCC National Foundation of
Consumer Credit Counselor’s “Counselor of the Year, with the Consumer Credit Counseling Service of Delaware Valley near Philadelphia,
discusses financial services concerns of families working to gain control of their finances, reduce debt, and achieve their financial
goals.
Listen on-line or
download the mp3 file
Keep Your Head When Facing Job Loss
April 12, 2009 – What if you were handed your pink slip tomorrow? Are you in good enough financial shape to withstand
that blow? Guest Susan Tiffany, director of personal finance information for adults in the Credit Union National Association's
Center for Personal Finance talks about being prepared with host Paul Berry--from what to expect from a former employer to how
to jump-start your new job search. This information will help you get back in the game after losing a job.
Listen on-line or
download the mp3 file
|
|
Perfect Storm for Identity Theft Brewing: Worst Data Breach Yet to Come
April 5, 2009 – Adam Levin, chairman of IDentityTheft 911.com and former director of the New Jersey Division of Consumer
Affairs, warns of the factors coming together to create a perfect storm for an upsurge in identity theft. Bottom line? We ain’t
seen nothin’ yet!
Listen on-line or
download the mp3 file
MatchSavings.org
April 5, 2009 – MatchSavings.org lets you match the savings of someone living in poverty. You choose who to help meet
their savings goal and choose to match their savings toward housing, education or a business. Janette Klaehn, vice president of
communications with the World Council of Credit Unions (WOCCU) in Madison, Wisc. tells you how MatchSavings.org differs from other
microfinancing initiatives and why you should sign on to MatchSavings.org.
Listen on-line or
download the mp3 file
Your Questions Answered
April 5, 2009 – What’s in the stimulus package for YOU; credit card repayment solutions
Listen on-line or
download the mp3 file
|
Click here to learn more about America's credit unions and
find a credit union near you
About Paul Berry: With more than 32 years of media experience, Paul Berry is one of Washington's most
respected journalists. He has hosted his own daily radio talk show in Washington, DC AM570 WTNT,
where he discussed local and national issues with newsmakers, journalists, and Washingtonians. Paul was
senior anchor for WJLA's 5, 6, and 11 pm newscasts in Washington DC. Berry joined ABC-7 in 1972 from his
native city of Detroit where he spent four years as an anchor/reporter at the ABC owned outlet WXYZ.
Previously, Berry completed a broadcast training program with the Armed Forces Radio and Television Service
while stationed in Vietnam. After completing his training, Berry was assigned to the Tuy Hoa Air Force
installation where he worked as Program Director and Sportscaster. It was here that Berry established the
first independent FM radio station in South Vietnam. Over the years, Berry has been recognized countless
times for his relentless work and commitment to the community. In 1982, Berry was named the unanimous
winner of the National Academy of Television Arts and Sciences Ted Yates award, given to the
individual who has demonstrated outstanding professional and personal qualities in their contribution
to Washington television news and public affairs.
 |
 |
For more information, contact:
Mark Wolff, Senior Vice President-Communications
Credit Union National Association, Washington, DC
202-638-5777 or mwolff@cuna.coop
We want to hear from you; email your questions to host Paul Berry at
HFFradio@creditunion.coop
Copyright © 2009 - Credit Union National Association, Inc.
|
